Agenda 2026
Designed for the leaders of tomorrow's bank
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strategy TALK DAY
Exclusive pre-conference day dedicated to high-level exchange and meaningful connections
Exclusive networking event with insurance industry decision-makers
Exclusive, hands-on sessions designed for executive teams to tackle their most urgent strategic challenges. Topics can range from AI in banking to scaling digital banks, customer growth, or organizational change.
This year, we are joined by Georg Hauer (ex-N26, ex-HAWK:AI), who has helped build and scale digital banks worldwide. This is a unique opportunity to book a private Masterclass for your management team, fully tailored to your priorities.
Interested in reserving a slot with Georg? Read more and get in touch with us.
Curated round tables about the most pressing topics
Hosted networking reception in a relaxed setting. Meet speakers, partners, and fellow executives ahead of the main forum. Conversations started here often carry through the entire event.
AGENDA
Opening the day. Framing the five landscapes and the question that runs through them: who writes the rules of Nordic banking in 2026.
The world the bank operates in has changed. Geopolitics, frontier technology and operational resilience are no longer separate conversations. They are one connected reality every banking leader has to navigate.
War in Europe, an unpredictable US, NATO repositioning, climate as a financial risk. What the current security environment means for Nordic banks as critical national infrastructure.
Cyber, sanctions and fraud on the same battleground. How Nordic banks are rethinking their role when the boundary between peacetime and conflict-time banking has blurred.
Quantum computing closing in on the cryptography banks run on. Frontier AI models capable enough that their makers won't release them. The technologies outpacing our ability to control them, and what banks should already be doing.
Networking break
The rate party is over and the rules of where money comes from are being renegotiated. Private credit is gaining ground, consolidation is accelerating, and the profit pools of Nordic banking are moving.
Defence, energy independence and European reindustrialisation are reshaping where capital flows. Who finances Europe's rearmament, and what it means for Nordic banks' loan books and growth strategies.
Credit funds gaining ground outside traditional banking channels, the shift from interest income to fees, and where profit comes from when rates normalise.
Europe is building a new financial backbone in public. The digital euro, FIDA, PSD3 and the competitiveness agenda are reshaping the rails banks run on. The question is whether any of it actually delivers.
The digital euro, payments rails, data and identity. Why Europe is building its own financial backbone, and what the build is doing to bank development roadmaps.
FIDA, PSD3 and the deregulation promise. Will open finance deliver real results this time, or is European simplification a bureaucratic paper tiger?
Networking lunch
AI in banking is no longer a technology question. It is a leadership, operating model and customer trust question, and it shows up differently in every part of the bank. This landscape takes AI out of the demo room and puts it where it actually matters.
The leadership reality of AI in a bank. Organisational design, talent, decision rights, risk appetite, customer trust. Why most AI programmes in banks fail, and what the ones that succeed actually do differently.
Criminals using AI, banks defending with AI. Human-in-the-loop, explainability, instant payments fraud. What works, what does not, and what is coming next.
What AI is actually changing in how banks underwrite, monitor and serve corporate customers, and in the work of treasurers and transaction banking teams. Concrete, honest about ROI.
Networking break
Retail, business and corporate customers all behave differently, but all three segments are being pulled apart by neobanks, embedded players and big tech. What incumbents are losing, keeping, and winning back.
Retail, business and corporate banking are being pulled apart by neobanks, embedded players and big tech. The competitive map is being redrawn faster than most incumbents are tracking. This landscape closes the day on the question that decides everything else: who actually wins the customer.
What it takes to move from interesting product to serious bank. The playbook for building a credible digital challenger, whether from scratch or from inside an incumbent group.
Wrap-up and onward to evening networking.
strategy talk track
Parallel premium content track for partners and top delegates
2026 discussion points
- The Boardroom AI Conversation: Governance, Accountability and the Hard Decisions
- Build vs Buy in the AI Era: When Should a Bank Write Its Own Code?
- The Data Foundation: What Has to Be True Before AI Pays Off
- Agentic AI in the Bank: From Pilot to Production Without Losing Control
- The Legacy Cleanup: How Banks Actually Modernise the Core in 2026
- Core Migration Without the Horror Stories: Lessons From Banks That Did It
- From Compliance Cost to Competitive Edge: Turning Regulation into a Moat
- Customer Identity in the EUDI Wallet Era: What Changes for Banks?
- Fraud at Machine Speed: Defending the Bank When the Attacker Has AI Too
- The Sanctions and Screening Stress Test: Staying Ahead of the Next List
- Private Credit and the Corporate Loan Book: Threat, Partner or Both?
- The Deposit Battle: Holding Funding When Rates and Loyalty Both Fall
- Onboarding in Three Minutes: What It Takes to Compete With the Neobanks
- Talent and Operating Model: Who Do Banks Actually Need Now?
- Wealth and Private Banking: Where the Next Decade of Margin Sits
To host your own Strategy Talk, become a partner.
WHAT ELSE?
Strategic Connections
With +400 industry decision-makers
Speakers
From banking and fintech industry around the world
Strategy Talks
From banking and fintech industry around the world
Year-Round Community
Stay connected via Fintech Farm and Digital Banking Academy beyond the event
Side-events
For more networking and fun
Expo area
With +20 innovative exhibitors
AFTER PARtY
Legendary Helsinki karaoke night
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Join us for an incredible day
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