Juha Sillanpää serves as Visa’s Country Manager for Finland and the Baltics. He has extensive experience in payments, fintech, and international business leadership, and is driven by customer growth, people and organizational development, and the creation of strong, high‑performing teams. Juha has successfully led multinational portfolios and has been a key contributor to the digital payments transformation across the Nordics and Baltics, combining strategic vision with hands‑on leadership to deliver results. He partners closely with banks, fintechs, merchants, and regulators to advance secure, innovative commerce and inclusion.