Jussi Pennanen is the Country Manager for Finland at Kreditz, a leading innovator in Open Banking solutions. In his role, Jussi spearheads the development and implementation of cutting-edge financial technologies that are transforming the Finnish market. Kreditz, founded in 2018, has quickly risen to prominence, becoming the market leader in Open Banking credit scoring products. With a robust network of over 100 banks and financial institutions relying on its solutions, Kreditz is at the forefront of the financial technology revolution. Jussi brings a wealth of experience to his role, having held key positions in several banks and fintech companies across Finland, Sweden, Norway, Estonia, and Luxembourg. With dual master's degrees in Business Administration and Technology and over 15 years of expertise in various financial products, Jussi is a seasoned professional and a thought leader in the financial services industry.