Teemu Välilä is a Product Owner with a focus on positive credit data and fraud prevention within the financial services industry. With over 17 years of experience spanning banking, fintech, and credit information services, he has successfully led teams across customer service, sales, and operational development. Teemu brings deep expertise in AML, customer onboarding, and automated credit decisioning, and has implemented systems and processes that strengthen regulatory compliance while enhancing the customer experience.